BanksCITIZENS STATE BANK, THE

CITIZENS STATE BANK, THE

MARYSVILLE, KSSmallEst. Jan. 10, 1907, midnightFDIC #14269RSSD #572459FDIC
Latest · 2025-12-31

CITIZENS STATE BANK, THE is an FDIC-insured commercial bank headquartered in MARYSVILLE, KS, established in Jan. 10, 1907, midnight. As of 2025-12-31, the bank reported total assets of $430M and total deposits of $365M. Profitability stands at 1.73% ROA and 21.71% ROE, with a net interest margin of 3.67%. CET1 capital ratio: 7.52%. NPL ratio: 1.27% · Texas Ratio: 10.99%. Operates 4 domestic branches.

Assets
$430M
Deposits
$365M
Loans
$332M
Equity
$34M

Profitability

Return on Assets (ROA)1.73%
Return on Equity (ROE)21.71%
Net Interest Margin3.67%
Yield on Assets6.05%
Cost of Funds2.56%

Asset Quality

NPL Ratio1.27%
Net Charge-Off Ratio0.00%
Texas Ratio10.99%
NPA Ratio0.98%
ACL / Loans1.30%

Capital & Liquidity

CET1 Ratio7.52%
Tier 1 Capital7.52%
Total Capital Ratio7.89%
Leverage Ratio9.91%
Loan-to-Deposit91.14%

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