PRESENCE BANK is an FDIC-insured commercial bank headquartered in COATESVILLE, PA. As of 2025-12-31, the bank reported total assets of $456M and total deposits of $359M. Profitability stands at -2.56% ROA and -26.43% ROE, with a net interest margin of 3.18%. CET1 capital ratio: 11.72%, well above regulatory minimums. NPL ratio: 0.24% · Texas Ratio: 1.80%. Operates 4 domestic branches.
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