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BanksHOME NATIONAL BANK OF THORNTOWN, THE

HOME NATIONAL BANK OF THORNTOWN, THE

THORNTOWN, INSmallEst. May 31, 1901FDIC #14225RSSD #696645OCC
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HOME NATIONAL BANK OF THORNTOWN, THE is an FDIC-insured commercial bank headquartered in THORNTOWN, IN, established in 1901. As of , the bank reported total assets of $183M and total deposits of $166M. Profitability stands at 1.09% ROA and 11.90% ROE, with a net interest margin of 4.13%. CET1 capital ratio: 9.22%. NPL ratio: 1.62% · Texas Ratio: 11.44%. Operates 2 domestic branches.

Assets
$183M
Deposits
$166M
Loans
$132M
Equity
$17M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 59.6% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-319.22%1.09%1.62%11.44%4.13%
2025-09-309.03%1.06%1.02%7.27%4.01%
2025-06-308.73%0.85%0.63%4.36%3.86%
2025-03-318.46%1.00%0.64%4.51%3.72%
2024-12-3115.92%0.89%0.50%3.71%3.75%
2024-09-3016.03%1.12%0.52%3.76%3.67%
2024-06-3015.58%0.74%0.57%4.23%3.28%
2024-03-3115.62%0.52%0.59%4.36%3.03%

Frequently asked about HOME NATIONAL BANK OF THORNTOWN, THE

What are Home National Bank of Thorntown, the's total assets?

As of the Q4 2025 filing, Home National Bank of Thorntown, the reported total assets of $183.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Home National Bank of Thorntown, the headquartered?

Home National Bank of Thorntown, the is headquartered in THORNTOWN, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Home National Bank of Thorntown, the founded?

Home National Bank of Thorntown, the was established in 1901, per the FDIC institution directory.

Is Home National Bank of Thorntown, the FDIC-insured?

Yes. Home National Bank of Thorntown, the is an FDIC-insured commercial bank (FDIC Certificate #14225). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Home National Bank of Thorntown, the?

Home National Bank of Thorntown, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Home National Bank of Thorntown, the's CET1 capital ratio?

Home National Bank of Thorntown, the reported a Common Equity Tier 1 (CET1) capital ratio of 9.22% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.

How many branches does Home National Bank of Thorntown, the operate?

Home National Bank of Thorntown, the operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Home National Bank of Thorntown, the's Texas Ratio?

Home National Bank of Thorntown, the's Texas Ratio is 11.44% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.