COMMUNITY RESOURCE BANK
COMMUNITY RESOURCE BANK is an FDIC-insured commercial bank headquartered in NORTHFIELD, MN, established in 1878. As of , the bank reported total assets of $542M and total deposits of $447M. Profitability stands at 1.25% ROA and 10.97% ROE, with a net interest margin of 4.13%. CET1 capital ratio: 14.01%, well above regulatory minimums. NPL ratio: 1.77% · Texas Ratio: 10.44%. Operates 5 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Community Resource Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 14.01% | 1.25% | 1.77% | 10.44% | 4.13% |
| 2025-09-30 | 14.20% | 0.85% | 1.90% | 11.30% | 3.74% |
| 2025-06-30 | 13.67% | 1.47% | 1.50% | 9.29% | 5.02% |
| 2025-03-31 | 11.64% | 0.73% | 1.61% | 12.05% | 3.64% |
| 2024-12-31 | 11.73% | 0.77% | 0.70% | 5.27% | 3.61% |
| 2024-09-30 | 12.29% | 0.83% | 0.74% | 5.21% | 3.46% |
| 2024-06-30 | 12.32% | 0.82% | 0.77% | 5.56% | 3.32% |
| 2024-03-31 | 12.18% | 0.79% | 0.49% | 3.58% | 3.34% |
Similar banks
Frequently asked about COMMUNITY RESOURCE BANK
What are Community Resource Bank's total assets?
As of the Q4 2025 filing, Community Resource Bank reported total assets of $542.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Community Resource Bank headquartered?
Community Resource Bank is headquartered in NORTHFIELD, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Community Resource Bank founded?
Community Resource Bank was established in 1878, per the FDIC institution directory.
Is Community Resource Bank FDIC-insured?
Yes. Community Resource Bank is an FDIC-insured commercial bank (FDIC Certificate #5219). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Resource Bank?
Community Resource Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Community Resource Bank's CET1 capital ratio?
Community Resource Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.01% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Community Resource Bank operate?
Community Resource Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Community Resource Bank's Texas Ratio?
Community Resource Bank's Texas Ratio is 10.44% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.