Bank of Cleveland
Bank of Cleveland is an FDIC-insured commercial bank, in the Cleveland metropolitan region. As of Q2 2025, the bank held approximately $381M in total assets and $282M in deposits. Returns are notably above industry norms: 2.89% ROA, 12.06% ROE, and 6.87% NIM. Capital is comfortably above regulatory minimums — CET1 ratio of 22.22% sits well above the 7% well-capitalized threshold. Asset quality is pristine — 0.00% NPLs and a 0.00% Texas Ratio. 5 branches make up the footprint.
Headquarters Profile
- Address
- 75 Bobby Taylor Ave, Cleveland, TN 37311
- County
- Bradley
- Metro Area
- CLEVELAND, TN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- May 8, 1987
- Branches
- 5 domestic
- Employees (FTE)
- 54
- FDIC Cert
- 26955
- Fed RSSD
- 144034
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Bank of Cleveland rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Similar banks
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Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Bank of Cleveland
What are Bank of Cleveland's total assets?
As of the Q1 2026 filing, Bank of Cleveland reported total assets of $381.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Cleveland headquartered?
Bank of Cleveland is headquartered in Cleveland, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Cleveland founded?
Bank of Cleveland was established in 1987, per the FDIC institution directory.
Is Bank of Cleveland FDIC-insured?
Yes. Bank of Cleveland is an FDIC-insured commercial bank (FDIC Certificate #26955). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Cleveland?
Bank of Cleveland's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Cleveland's CET1 capital ratio?
Bank of Cleveland reported a Common Equity Tier 1 (CET1) capital ratio of 22.22% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Bank of Cleveland operate?
Bank of Cleveland operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Cleveland's Texas Ratio?
Bank of Cleveland's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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