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Banks The Farmers Bank, Frankfort, Indiana

The Farmers Bank, Frankfort, Indiana — Financials & Key Ratios

Frankfort , IN 4: $1B-10B Est. Jan 1, 1876 FDIC #12828 RSSD #423449 FDIC

Data as of · sourced from FFIEC call reports. How we update

Latest · Mar 31, 2026

This quarter marks the 150-year anniversary of The Farmers Bank, Frankfort, Indiana's 1876 charter. Founded in 1876, The Farmers Bank, Frankfort, Indiana is among the oldest continuously operating FDIC-insured banks, headquartered in Frankfort, IN. On its most recent Q1 2026 call report, The Farmers Bank, Frankfort, Indiana reported $1.1B in total assets against $921M in deposits. Earnings are mid-range — 0.99% ROA and a 3.35% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.03% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.44% NPLs and a 4.38% Texas Ratio. The Farmers Bank, Frankfort, Indiana operates a 12-branch network.

Headquarters Profile

Address
9 E Clinton St , Frankfort , IN 46041
County
Clinton
Metro Area
FRANKFORT, IN
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
9
Established
January 1, 1876
Branches
12 domestic
Employees (FTE)
153
FDIC Cert
12828
Fed RSSD
423449
Assets
$1.12B
Deposits
$921.0M
Loans
$793.6M
Equity
$95.2M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
2026-03-31 0.99% 0.44% 4.38% 3.35%
2025-12-31 1.01% 0.31% 2.63% 3.36%
2025-09-30 1.05% 0.32% 2.64% 3.44%
2025-06-30 0.96% 0.35% 2.86% 3.43%
2025-03-31 0.84% 0.39% 4.00% 3.40%
2024-12-31 11.06% 1.13% 0.19% 2.49% 3.38%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location. View all 11 branch locations →

1–11 of 11
Branch Location ZIP Deposits
The Farmers Bank, Frankfort, Indiana Frankfort , IN 46041 $413.2M
Noblesville Office Branch Noblesville , IN 46060 $130.9M
Fishers Branch Fishers , IN 46038 $71.1M
Lebanon Branch Lebanon , IN 46052 $68.2M
Sheridan Branch Sheridan , IN 46069 $50.1M
Mulberry Branch Mulberry , IN 46058 $34.2M
Michigantown Branch Michigantown , IN 46057 $31.6M
Westfield Branch Westfield , IN 46074 $19.3M
Rossville Branch Rossville , IN 46065 $16.8M
Kirklin Branch Kirklin , IN 46050 $16.3M
Wesley Manor Branch Frankfort , IN 46041 $1.2M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Frequently asked about The Farmers Bank, Frankfort, Indiana

What are The Farmers Bank, Frankfort, Indiana's total assets?

As of the Q1 2026 filing, The Farmers Bank, Frankfort, Indiana reported total assets of $1.12 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is The Farmers Bank, Frankfort, Indiana headquartered?

The Farmers Bank, Frankfort, Indiana is headquartered in Frankfort, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was The Farmers Bank, Frankfort, Indiana founded?

The Farmers Bank, Frankfort, Indiana was established in 1876, per the FDIC institution directory.

Is The Farmers Bank, Frankfort, Indiana FDIC-insured?

Yes. The Farmers Bank, Frankfort, Indiana is an FDIC-insured commercial bank (FDIC Certificate #12828). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates The Farmers Bank, Frankfort, Indiana?

The Farmers Bank, Frankfort, Indiana's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does The Farmers Bank, Frankfort, Indiana operate?

The Farmers Bank, Frankfort, Indiana operates 12 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is The Farmers Bank, Frankfort, Indiana's Texas Ratio?

The Farmers Bank, Frankfort, Indiana's Texas Ratio is 4.38% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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