United Texas Bank
United Texas Bank is the primary bank subsidiary of its parent holding company, headquartered in Dallas, TX. The Q1 2026 balance sheet stands at $1.0B in assets, including $646M in loans. Profitability runs below industry average — 0.24% ROA, 1.51% ROE, with NIM at 2.44%. Under the simplified Community Bank Leverage Ratio framework, leverage of 15.75% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.06% NPLs and a 7.68% Texas Ratio. 3 branches make up the footprint.
Headquarters Profile
- Address
- 13101 Preston Rd, DALLAS, TX 75240
- County
- Dallas
- Metro Area
- DALLAS-FORT WORTH-ARLINGTON, TX
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 13
- Established
- April 7, 1986
- Branches
- 3 domestic
- Employees (FTE)
- 86
- FDIC Cert
- 26626
- Fed RSSD
- 726953
- Website
- www.unitedtexasbank.com →
- Parent Holding Company
- UTB FINANCIAL HOLDING COMPANY (RSSD 4378529)
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United Texas Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about United Texas Bank
What are United Texas Bank's total assets?
As of the Q1 2026 filing, United Texas Bank reported total assets of $1.02 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is United Texas Bank headquartered?
United Texas Bank is headquartered in DALLAS, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was United Texas Bank founded?
United Texas Bank was established in 1986, per the FDIC institution directory.
Is United Texas Bank FDIC-insured?
Yes. United Texas Bank is an FDIC-insured commercial bank (FDIC Certificate #26626). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates United Texas Bank?
United Texas Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does United Texas Bank operate?
United Texas Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is United Texas Bank's Texas Ratio?
United Texas Bank's Texas Ratio is 7.68% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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