Keystone Bank, SSB
Keystone Bank, Ssb completed a merger involving an acquired institution in February 2026. Keystone Bank, Ssb is an FDIC-insured commercial bank. As of Q4 2025, the bank held approximately $1.0B in total assets and $865M in deposits. The bank reported a loss in the most recent quarter, with ROA at -0.09% and ROE at -0.94%. Capital is comfortably above regulatory minimums — CET1 ratio of 11.97% sits well above the 7% well-capitalized threshold. Credit metrics are pristine, with nonperforming loans at just 0.13%. It operates 3 branches, primarily in Texas.
Headquarters Profile
- Address
- 13715 E Ladera Blvd, Austin, TX 78738
- County
- Travis
- Metro Area
- AUSTIN-ROUND ROCK-SAN MARCOS, TX
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- April 1, 1997
- Branches
- 3 domestic
- Employees (FTE)
- 92
- FDIC Cert
- 34456
- Fed RSSD
- 1429028
Capital & Liquidity
Inside the full Keystone Bank, SSB terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Keystone Bank, SSB — freeThis is just Keystone Bank, SSB's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Keystone Bank, SSB rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 5 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerMerger -Without AssistanceFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
Compare Keystone Bank, SSB with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Keystone Bank, SSB
What are Keystone Bank, SSB's total assets?
As of the Q1 2026 filing, Keystone Bank, SSB reported total assets of $1.02 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Keystone Bank, SSB headquartered?
Keystone Bank, SSB is headquartered in Austin, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Keystone Bank, SSB founded?
Keystone Bank, SSB was established in 1997, per the FDIC institution directory.
Is Keystone Bank, SSB FDIC-insured?
Yes. Keystone Bank, SSB is an FDIC-insured commercial bank (FDIC Certificate #34456). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Keystone Bank, SSB?
Keystone Bank, SSB's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Keystone Bank, SSB's CET1 capital ratio?
Keystone Bank, SSB reported a Common Equity Tier 1 (CET1) capital ratio of 11.97% in its most recent quarterly filing — above regulatory minimums.
How many branches does Keystone Bank, SSB operate?
Keystone Bank, SSB operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Keystone Bank, SSB's Texas Ratio?
Keystone Bank, SSB's Texas Ratio is 0.99% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Keystone Bank, SSB.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required