Bay Federal Credit Union — Delinquency Ratio
0.17% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Bay Federal Credit Union reported a delinquency ratio of 0.17% as of Q1 2026 . The delinquency ratio is loans 60+ days past due as a percent of total loans — the headline asset-quality gauge examiners watch for a credit union.
12-Quarter Trend
Q4 2024Latest
Q1 20260.17%
Q4 20250.20%
Q3 20250.32%
Q2 20250.25%
Q1 20250.18%
Q4 20240.16%
What Delinquency Ratio Means
Loans 60+ days past due as a percent of total loans — the headline asset-quality gauge examiners watch for a credit union.
Full definition & formula →Explore more for Bay Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.