Bay Federal Credit Union — Net Worth Ratio
9.71% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Bay Federal Credit Union reported a net worth ratio of 9.71% as of Q1 2026 . The net worth ratio is the NCUA's primary capital-adequacy measure — net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.
12-Quarter Trend
Q4 2024Latest
Q1 20269.71%
Q4 20259.69%
Q3 20259.69%
Q2 20259.69%
Q1 20259.39%
Q4 20249.54%
What Net Worth Ratio Means
The NCUA's primary capital-adequacy measure — net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.
Full definition & formula →Explore more for Bay Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.