Bay Federal Credit Union — Return on Assets
0.89% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Bay Federal Credit Union reported a return on assets of 0.89% as of Q1 2026 . The return on assets is net income as a percent of average assets — how efficiently a credit union turns its balance sheet into earnings that build net worth.
12-Quarter Trend
Q4 2024Latest
Q1 20260.89%
Q4 20250.95%
Q3 20250.89%
Q2 20251.66%
Q1 20250.72%
Q4 20240.89%
What Return on Assets Means
Net income as a percent of average assets — how efficiently a credit union turns its balance sheet into earnings that build net worth.
Full definition & formula →Explore more for Bay Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.