Bay Federal Credit Union — Loan-to-Share Ratio
69.35% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Bay Federal Credit Union reported a loan-to-share ratio of 69.35% as of Q1 2026 . The loan-to-share ratio is total loans as a percent of total shares (deposits) — the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q4 2024Latest
Q1 202669.35%
Q4 202570.50%
Q3 202571.37%
Q2 202571.36%
Q1 202570.72%
Q4 202472.63%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits) — the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Bay Federal Credit Union: net worth ratio · delinquency ratio · return on assets · loan-to-share · or browse all credit unions.