CREST SAVINGS BANK
CREST SAVINGS BANK is an FDIC-insured commercial bank headquartered in WILDWOOD, NJ, established in 1919. As of , the bank reported total assets of $589M and total deposits of $514M. Profitability stands at 0.53% ROA and 6.42% ROE, with a net interest margin of 2.91%. CET1 capital ratio: 14.20%, well above regulatory minimums. NPL ratio: 0.07% · Texas Ratio: 0.56%. Operates 8 domestic branches.
Capital & Liquidity
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Crest Savings Bank rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 14.20% | 0.53% | 0.07% | 0.56% | 2.91% |
| 2025-09-30 | 13.89% | 0.42% | 0.01% | 0.11% | 2.94% |
| 2025-06-30 | 13.26% | 0.32% | 0.00% | 0.00% | 2.89% |
| 2025-03-31 | 13.11% | 0.38% | 0.08% | 0.72% | 2.74% |
| 2024-12-31 | 13.04% | 0.24% | 0.04% | 0.36% | 2.53% |
| 2024-09-30 | 12.91% | 0.37% | 0.11% | 0.98% | 2.54% |
| 2024-06-30 | 12.58% | 0.06% | 0.14% | 1.31% | 2.26% |
| 2024-03-31 | 12.89% | 0.35% | 0.00% | 0.04% | 2.28% |
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Frequently asked about CREST SAVINGS BANK
What are Crest Savings Bank's total assets?
As of the Q4 2025 filing, Crest Savings Bank reported total assets of $588.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Crest Savings Bank headquartered?
Crest Savings Bank is headquartered in WILDWOOD, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Crest Savings Bank founded?
Crest Savings Bank was established in 1919, per the FDIC institution directory.
Is Crest Savings Bank FDIC-insured?
Yes. Crest Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #28818). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Crest Savings Bank?
Crest Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Crest Savings Bank's CET1 capital ratio?
Crest Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.20% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Crest Savings Bank operate?
Crest Savings Bank operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Crest Savings Bank's Texas Ratio?
Crest Savings Bank's Texas Ratio is 0.56% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.