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BanksCROWN BANK

CROWN BANK

ELIZABETH, NJMediumEst. Apr 13, 1998FDIC #34259RSSD #2686211FDIC
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CROWN BANK is an FDIC-insured commercial bank headquartered in ELIZABETH, NJ, established in 1998. As of , the bank reported total assets of $629M and total deposits of $443M. Profitability stands at 3.21% ROA and 12.53% ROE, with a net interest margin of 4.58%. CET1 capital ratio: 25.69%, well above regulatory minimums. NPL ratio: 8.14% · Texas Ratio: 28.76%. Operates 13 domestic branches.

Assets
$629M
Deposits
$443M
Loans
$512M
Equity
$163M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

NPL ratio at 8.14% — elevated credit deteriorationWhat does this mean? →

Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.

Uninsured deposits at 50.2% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Loan-to-Deposit at 115.7% — loans exceed deposit baseWhat does this mean? →

Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3125.69%3.21%8.14%28.76%4.58%
2025-09-3025.07%3.78%8.04%28.64%6.20%
2025-06-3023.80%3.21%8.67%31.74%5.32%
2025-03-3123.32%3.49%9.13%33.65%5.15%
2024-12-3123.89%3.77%9.07%34.33%4.86%
2024-09-3023.88%2.87%10.18%38.68%4.97%
2024-06-3022.80%2.51%8.76%34.56%4.23%
2024-03-3122.85%2.39%7.80%35.88%4.50%

Frequently asked about CROWN BANK

What are Crown Bank's total assets?

As of the Q4 2025 filing, Crown Bank reported total assets of $629.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Crown Bank headquartered?

Crown Bank is headquartered in ELIZABETH, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Crown Bank founded?

Crown Bank was established in 1998, per the FDIC institution directory.

Is Crown Bank FDIC-insured?

Yes. Crown Bank is an FDIC-insured commercial bank (FDIC Certificate #34259). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Crown Bank?

Crown Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Crown Bank's CET1 capital ratio?

Crown Bank reported a Common Equity Tier 1 (CET1) capital ratio of 25.69% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Crown Bank operate?

Crown Bank operates 13 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Crown Bank's Texas Ratio?

Crown Bank's Texas Ratio is 28.76% — within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.