BanksAMERICAN BANK

AMERICAN BANK

BOZEMAN, MTMediumEst. July 27, 1970, midnightFDIC #20311RSSD #630555FDIC
Latest · 2025-12-31

AMERICAN BANK is an FDIC-insured commercial bank headquartered in BOZEMAN, MT, established in July 27, 1970, midnight. As of 2025-12-31, the bank reported total assets of $629M and total deposits of $564M. Profitability stands at 1.98% ROA and 21.92% ROE, with a net interest margin of 4.37%. CET1 capital ratio: 15.35%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.01%. Operates 6 domestic branches.

Assets
$629M
Deposits
$564M
Loans
$392M
Equity
$58M

Profitability

Return on Assets (ROA)1.98%
Return on Equity (ROE)21.92%
Net Interest Margin4.37%
Yield on Assets5.93%
Cost of Funds1.60%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio-0.02%
Texas Ratio0.01%
NPA Ratio0.00%
ACL / Loans1.69%

Capital & Liquidity

CET1 Ratio15.35%
Tier 1 Capital15.35%
Total Capital Ratio16.60%
Leverage Ratio10.33%
Loan-to-Deposit69.58%

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