COMMUNITY BANK OF PICKENS COUNTY
COMMUNITY BANK OF PICKENS COUNTY is an FDIC-insured commercial bank headquartered in JASPER, GA, established in 2000. As of , the bank reported total assets of $630M and total deposits of $542M. Profitability stands at 2.29% ROA and 17.48% ROE, with a net interest margin of 4.95%. CET1 capital ratio: 19.07%, well above regulatory minimums. NPL ratio: 1.33% · Texas Ratio: 7.18%. Operates 2 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Community Bank of Pickens County rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 19.07% | 2.29% | 1.33% | 7.18% | 4.95% |
| 2025-09-30 | 19.31% | 2.59% | 1.35% | 7.14% | 5.11% |
| 2025-06-30 | 19.47% | 2.96% | 1.68% | 8.75% | 5.08% |
| 2025-03-31 | 19.39% | 2.48% | 1.77% | 9.95% | 5.38% |
| 2024-12-31 | 18.07% | 2.15% | 3.46% | 19.81% | 4.80% |
| 2024-09-30 | 17.77% | 2.33% | 3.61% | 20.19% | 5.10% |
| 2024-06-30 | 18.21% | 2.28% | 3.89% | 21.20% | 4.72% |
| 2024-03-31 | 18.47% | 2.24% | 2.89% | 15.95% | 4.72% |
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Frequently asked about COMMUNITY BANK OF PICKENS COUNTY
What are Community Bank of Pickens County's total assets?
As of the Q4 2025 filing, Community Bank of Pickens County reported total assets of $629.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Community Bank of Pickens County headquartered?
Community Bank of Pickens County is headquartered in JASPER, GA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Community Bank of Pickens County founded?
Community Bank of Pickens County was established in 2000, per the FDIC institution directory.
Is Community Bank of Pickens County FDIC-insured?
Yes. Community Bank of Pickens County is an FDIC-insured commercial bank (FDIC Certificate #35513). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Bank of Pickens County?
Community Bank of Pickens County's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Community Bank of Pickens County's CET1 capital ratio?
Community Bank of Pickens County reported a Common Equity Tier 1 (CET1) capital ratio of 19.07% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Community Bank of Pickens County operate?
Community Bank of Pickens County operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Community Bank of Pickens County's Texas Ratio?
Community Bank of Pickens County's Texas Ratio is 7.18% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.