DELAWARE NATIONAL BANK OF DELHI, THE
DELAWARE NATIONAL BANK OF DELHI, THE is an FDIC-insured commercial bank headquartered in DELHI, NY, established in 1839. As of , the bank reported total assets of $371M and total deposits of $334M. Profitability stands at 0.85% ROA and 10.06% ROE, with a net interest margin of 2.54%. CET1 capital ratio: 8.48%. NPL ratio: 0.72% · Texas Ratio: 5.77%. Operates 4 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Delaware National Bank of Delhi, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 8.48% | 0.85% | 0.72% | 5.77% | 2.54% |
| 2025-09-30 | 8.50% | 0.71% | 0.70% | 5.56% | 2.44% |
| 2025-06-30 | 7.94% | 0.59% | 0.64% | 5.55% | 2.31% |
| 2025-03-31 | 7.72% | 0.53% | 0.57% | 4.93% | 2.25% |
| 2024-12-31 | 7.65% | 0.52% | 0.50% | 4.56% | 2.23% |
| 2024-09-30 | 8.42% | 0.50% | 0.34% | 2.76% | 2.18% |
| 2024-06-30 | 7.61% | 0.42% | 0.35% | 3.08% | 2.15% |
| 2024-03-31 | 7.46% | 0.47% | 0.38% | 3.62% | 2.15% |
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Frequently asked about DELAWARE NATIONAL BANK OF DELHI, THE
What are Delaware National Bank of Delhi, the's total assets?
As of the Q4 2025 filing, Delaware National Bank of Delhi, the reported total assets of $370.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Delaware National Bank of Delhi, the headquartered?
Delaware National Bank of Delhi, the is headquartered in DELHI, NY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Delaware National Bank of Delhi, the founded?
Delaware National Bank of Delhi, the was established in 1839, per the FDIC institution directory.
Is Delaware National Bank of Delhi, the FDIC-insured?
Yes. Delaware National Bank of Delhi, the is an FDIC-insured commercial bank (FDIC Certificate #7025). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Delaware National Bank of Delhi, the?
Delaware National Bank of Delhi, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Delaware National Bank of Delhi, the's CET1 capital ratio?
Delaware National Bank of Delhi, the reported a Common Equity Tier 1 (CET1) capital ratio of 8.48% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does Delaware National Bank of Delhi, the operate?
Delaware National Bank of Delhi, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Delaware National Bank of Delhi, the's Texas Ratio?
Delaware National Bank of Delhi, the's Texas Ratio is 5.77% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.