PEOPLES BANK MT WASHINGTON
PEOPLES BANK MT WASHINGTON is an FDIC-insured commercial bank headquartered in MOUNT WASHINGTON, KY, established in 1909. As of , the bank reported total assets of $120M and total deposits of $110M. Profitability stands at 1.76% ROA and 22.16% ROE, with a net interest margin of 4.97%. CET1 capital ratio: 13.68%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Peoples Bank Mt Washington rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 13.68% | 1.76% | 0.00% | 0.00% | 4.97% |
| 2025-09-30 | 14.17% | 2.08% | 0.00% | 0.00% | 5.07% |
| 2025-06-30 | 13.73% | 1.57% | 1.32% | 10.71% | 4.59% |
| 2025-03-31 | 14.14% | 1.65% | 1.41% | 11.27% | 4.60% |
| 2024-12-31 | 13.70% | 1.43% | 1.46% | 12.47% | 4.60% |
| 2024-09-30 | 14.25% | 1.85% | 0.00% | 0.00% | 4.53% |
| 2024-06-30 | 14.09% | 1.67% | 0.00% | 0.00% | 4.52% |
| 2024-03-31 | 14.62% | 1.56% | 0.00% | 0.00% | 4.42% |
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Frequently asked about PEOPLES BANK MT WASHINGTON
What are Peoples Bank Mt Washington's total assets?
As of the Q4 2025 filing, Peoples Bank Mt Washington reported total assets of $120.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples Bank Mt Washington headquartered?
Peoples Bank Mt Washington is headquartered in MOUNT WASHINGTON, KY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples Bank Mt Washington founded?
Peoples Bank Mt Washington was established in 1909, per the FDIC institution directory.
Is Peoples Bank Mt Washington FDIC-insured?
Yes. Peoples Bank Mt Washington is an FDIC-insured commercial bank (FDIC Certificate #5847). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank Mt Washington?
Peoples Bank Mt Washington's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Peoples Bank Mt Washington's CET1 capital ratio?
Peoples Bank Mt Washington reported a Common Equity Tier 1 (CET1) capital ratio of 13.68% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Peoples Bank Mt Washington operate?
Peoples Bank Mt Washington operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Peoples Bank Mt Washington's Texas Ratio?
Peoples Bank Mt Washington's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.