BanksHOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND

HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND

GRAND ISLAND, NEMediumEst. June 1, 1935, midnightFDIC #29476RSSD #317379OCC
Latest · 2025-12-31

HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND is an FDIC-insured commercial bank headquartered in GRAND ISLAND, NE, established in June 1, 1935, midnight. As of 2025-12-31, the bank reported total assets of $536M and total deposits of $457M. Profitability stands at 1.10% ROA and 8.41% ROE, with a net interest margin of 3.97%. CET1 capital ratio: 16.29%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.20%. Operates 8 domestic branches.

Assets
$536M
Deposits
$457M
Loans
$430M
Equity
$70M

Profitability

Return on Assets (ROA)1.10%
Return on Equity (ROE)8.41%
Net Interest Margin3.97%
Yield on Assets5.95%
Cost of Funds2.13%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio0.13%
Texas Ratio0.20%
NPA Ratio0.03%
ACL / Loans1.30%

Capital & Liquidity

CET1 Ratio16.29%
Tier 1 Capital16.29%
Total Capital Ratio17.54%
Leverage Ratio13.96%
Loan-to-Deposit94.23%

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