HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND
HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND is an FDIC-insured commercial bank headquartered in GRAND ISLAND, NE, established in 1935. As of , the bank reported total assets of $536M and total deposits of $457M. Profitability stands at 1.10% ROA and 8.41% ROE, with a net interest margin of 3.88%. CET1 capital ratio: 16.29%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.20%. Operates 8 domestic branches.
Capital & Liquidity
This is just the summary.
The full dashboard covers 4,394 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Home Federal Savings and Loan Association of Grand Island rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 16.29% | 1.10% | 0.02% | 0.20% | 3.88% |
| 2025-09-30 | 16.46% | 0.93% | 0.08% | 0.56% | 3.76% |
| 2025-06-30 | 16.63% | 0.98% | 0.10% | 0.66% | 3.73% |
| 2025-03-31 | 16.57% | 0.78% | 0.33% | 1.90% | 3.65% |
| 2024-12-31 | 16.51% | 0.93% | 0.93% | 5.55% | 3.48% |
| 2024-09-30 | 16.51% | 0.90% | 0.12% | 0.72% | 3.47% |
| 2024-06-30 | 16.62% | 0.87% | 0.13% | 0.77% | 3.48% |
| 2024-03-31 | 16.75% | 0.87% | 0.14% | 0.83% | 3.39% |
Similar banks
Frequently asked about HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND
What are Home Federal Savings and Loan Association of Grand Island's total assets?
As of the Q4 2025 filing, Home Federal Savings and Loan Association of Grand Island reported total assets of $535.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Home Federal Savings and Loan Association of Grand Island headquartered?
Home Federal Savings and Loan Association of Grand Island is headquartered in GRAND ISLAND, NE, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Home Federal Savings and Loan Association of Grand Island founded?
Home Federal Savings and Loan Association of Grand Island was established in 1935, per the FDIC institution directory.
Is Home Federal Savings and Loan Association of Grand Island FDIC-insured?
Yes. Home Federal Savings and Loan Association of Grand Island is an FDIC-insured commercial bank (FDIC Certificate #29476). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Home Federal Savings and Loan Association of Grand Island?
Home Federal Savings and Loan Association of Grand Island's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Home Federal Savings and Loan Association of Grand Island's CET1 capital ratio?
Home Federal Savings and Loan Association of Grand Island reported a Common Equity Tier 1 (CET1) capital ratio of 16.29% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Home Federal Savings and Loan Association of Grand Island operate?
Home Federal Savings and Loan Association of Grand Island operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Home Federal Savings and Loan Association of Grand Island's Texas Ratio?
Home Federal Savings and Loan Association of Grand Island's Texas Ratio is 0.20% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.