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BanksHUNTINGTON FEDERAL SAVINGS BANK

HUNTINGTON FEDERAL SAVINGS BANK

HUNTINGTON, WVMediumEst. Jan 1, 1929FDIC #27884RSSD #609476OCC
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HUNTINGTON FEDERAL SAVINGS BANK is an FDIC-insured commercial bank headquartered in HUNTINGTON, WV, established in 1929. As of , the bank reported total assets of $553M and total deposits of $432M. Profitability stands at -0.42% ROA and -2.79% ROE, with a net interest margin of 1.25%. CET1 capital ratio: 15.24%, well above regulatory minimums. NPL ratio: 0.33% · Texas Ratio: 1.28%. Operates 5 domestic branches.

Assets
$553M
Deposits
$432M
Loans
$287M
Equity
$84M

This is just the summary.

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 80.3% of total — SVB-style run-risk profileWhat does this mean? →

Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.

Quarterly trend — last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3115.24%-0.42%0.33%1.28%1.25%
2025-09-3015.19%-0.65%0.43%1.41%1.20%
2025-06-3015.35%-0.57%0.50%1.74%1.15%
2025-03-3115.55%-0.62%0.38%1.23%1.02%
2024-12-3116.01%-0.63%0.39%1.34%0.90%
2024-09-3015.82%-0.77%0.46%1.52%0.88%
2024-06-3015.77%-0.75%0.41%1.33%0.87%
2024-03-3115.93%-0.63%0.39%1.25%0.88%

Frequently asked about HUNTINGTON FEDERAL SAVINGS BANK

What are Huntington Federal Savings Bank's total assets?

As of the Q4 2025 filing, Huntington Federal Savings Bank reported total assets of $553.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Huntington Federal Savings Bank headquartered?

Huntington Federal Savings Bank is headquartered in HUNTINGTON, WV, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Huntington Federal Savings Bank founded?

Huntington Federal Savings Bank was established in 1929, per the FDIC institution directory.

Is Huntington Federal Savings Bank FDIC-insured?

Yes. Huntington Federal Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #27884). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Huntington Federal Savings Bank?

Huntington Federal Savings Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Huntington Federal Savings Bank's CET1 capital ratio?

Huntington Federal Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 15.24% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Huntington Federal Savings Bank operate?

Huntington Federal Savings Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Huntington Federal Savings Bank's Texas Ratio?

Huntington Federal Savings Bank's Texas Ratio is 1.28% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.