FIRST BANK AND TRUST OF MEMPHIS is an FDIC-insured commercial bank headquartered in MEMPHIS, TX, established in March 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $134M and total deposits of $109M. Profitability stands at 2.28% ROA and 12.73% ROE, with a net interest margin of 4.55%. CET1 capital ratio: 32.24%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.
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