BanksCITIZENS-FARMERS BANK OF COLE CAMP, THE

CITIZENS-FARMERS BANK OF COLE CAMP, THE

COLE CAMP, MOSmallEst. March 29, 1929, midnightFDIC #11463RSSD #385547FED
Latest · 2025-12-31

CITIZENS-FARMERS BANK OF COLE CAMP, THE is an FDIC-insured commercial bank headquartered in COLE CAMP, MO, established in March 29, 1929, midnight. As of 2025-12-31, the bank reported total assets of $196M and total deposits of $166M. Profitability stands at 1.68% ROA and 11.52% ROE, with a net interest margin of 4.21%. CET1 capital ratio: 14.48%, well above regulatory minimums. NPL ratio: 1.29% · Texas Ratio: 8.69%. Operates 2 domestic branches.

Assets
$196M
Deposits
$166M
Loans
$134M
Equity
$28M

Profitability

Return on Assets (ROA)1.68%
Return on Equity (ROE)11.52%
Net Interest Margin4.21%
Yield on Assets6.27%
Cost of Funds2.24%

Asset Quality

NPL Ratio1.29%
Net Charge-Off Ratio0.16%
Texas Ratio8.69%
NPA Ratio1.33%
ACL / Loans1.29%

Capital & Liquidity

CET1 Ratio14.48%
Tier 1 Capital14.48%
Total Capital Ratio15.20%
Leverage Ratio14.55%
Loan-to-Deposit80.52%

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