BanksIROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION

IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION

WATSEKA, ILMediumRSSD #403870
Latest · 2025-12-31

IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in WATSEKA, IL. As of 2025-12-31, the bank reported total assets of $830M and total deposits of $655M. Profitability stands at 0.63% ROA and 6.64% ROE, with a net interest margin of 3.05%. CET1 capital ratio: 9.68%. NPL ratio: 0.33% · Texas Ratio: 2.24%. Operates 7 domestic branches.

Assets
$830M
Deposits
$655M
Loans
$599M
Equity
$82M

Profitability

Return on Assets (ROA)0.63%
Return on Equity (ROE)6.64%
Net Interest Margin3.05%
Yield on Assets5.41%
Cost of Funds2.48%

Asset Quality

NPL Ratio0.33%
Net Charge-Off Ratio0.03%
Texas Ratio2.24%
NPA Ratio0.24%
ACL / Loans1.09%

Capital & Liquidity

CET1 Ratio9.68%
Tier 1 Capital9.68%
Total Capital Ratio10.16%
Leverage Ratio10.90%
Loan-to-Deposit91.44%

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