QUONTIC BANK
QUONTIC BANK is an FDIC-insured commercial bank headquartered in ASTORIA, NY, established in 2005. As of , the bank reported total assets of $832M and total deposits of $740M. Profitability stands at 0.97% ROA and 8.98% ROE, with a net interest margin of 3.66%. CET1 capital ratio: 10.20%, well above regulatory minimums. NPL ratio: 2.63% · Texas Ratio: 18.31%. Operates 1 domestic branch.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Quontic Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 10.20% | 0.97% | 2.63% | 18.31% | 3.66% |
| 2025-09-30 | 11.58% | 0.52% | 3.21% | 22.82% | 3.89% |
| 2025-06-30 | 11.01% | 0.18% | 2.17% | 14.92% | 4.37% |
| 2025-03-31 | 10.51% | 0.57% | 3.17% | 21.96% | 3.24% |
| 2024-12-31 | 11.62% | 1.14% | 3.93% | 24.59% | 3.29% |
| 2024-09-30 | 12.27% | 0.42% | 4.54% | 27.15% | 3.41% |
| 2024-06-30 | 12.85% | 0.03% | 4.64% | 28.21% | 3.35% |
| 2024-03-31 | 11.69% | -0.25% | 6.25% | 31.56% | 3.02% |
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Frequently asked about QUONTIC BANK
What are Quontic Bank's total assets?
As of the Q4 2025 filing, Quontic Bank reported total assets of $832.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Quontic Bank headquartered?
Quontic Bank is headquartered in ASTORIA, NY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Quontic Bank founded?
Quontic Bank was established in 2005, per the FDIC institution directory.
Is Quontic Bank FDIC-insured?
Yes. Quontic Bank is an FDIC-insured commercial bank (FDIC Certificate #57807). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Quontic Bank?
Quontic Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Quontic Bank's CET1 capital ratio?
Quontic Bank reported a Common Equity Tier 1 (CET1) capital ratio of 10.20% in its most recent quarterly filing — above regulatory minimums.
How many branches does Quontic Bank operate?
Quontic Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Quontic Bank's Texas Ratio?
Quontic Bank's Texas Ratio is 18.31% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.