ROYAL BANK is an FDIC-insured commercial bank headquartered in ELROY, WI, established in April 30, 1932, midnight. As of 2025-12-31, the bank reported total assets of $799M and total deposits of $708M. Profitability stands at 1.57% ROA and 14.76% ROE, with a net interest margin of 4.36%. CET1 capital ratio: 15.60%, well above regulatory minimums. NPL ratio: 0.10% · Texas Ratio: 0.62%. Operates 21 domestic branches.
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