Banks 1ST FEDERAL SAVINGS BANK OF SC, INC.

1ST FEDERAL SAVINGS BANK OF SC, INC.

WALTERBORO, SC Small Est. Jan. 1, 1962, midnight FDIC #31410 RSSD #535575 FDIC

Latest · 2025-12-31

1ST FEDERAL SAVINGS BANK OF SC, INC. is an FDIC-insured commercial bank headquartered in WALTERBORO, SC, established in Jan. 1, 1962, midnight. As of 2025-12-31, the bank reported total assets of $142M and total deposits of $126M. Profitability stands at 0.56% ROA and 6.17% ROE, with a net interest margin of 4.53%. CET1 capital ratio: 18.65%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%.

Assets

$142M

Deposits

$126M

Loans

$116M

Equity

$13M

Profitability

Return on Assets (ROA)0.56%

Return on Equity (ROE)6.17%

Net Interest Margin4.53%

Yield on Assets5.50%

Cost of Funds0.98%

Asset Quality

NPL Ratio0.00%

Net Charge-Off Ratio0.01%

Texas Ratio0.00%

NPA Ratio0.00%

ACL / Loans0.78%

Capital & Liquidity

CET1 Ratio18.65%

Tier 1 Capital18.65%

Total Capital Ratio19.89%

Leverage Ratio9.33%

Loan-to-Deposit91.98%

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