JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION
JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in JARRETTSVILLE, MD, established in 1876. As of , the bank reported total assets of $165M and total deposits of $145M. Profitability stands at 0.23% ROA and 1.94% ROE, with a net interest margin of 2.50%. CET1 capital ratio: 11.67%, well above regulatory minimums. NPL ratio: 0.28% · Texas Ratio: 1.52%. Operates 1 domestic branch.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Jarrettsville Federal Savings and Loan Association rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 11.67% | 0.23% | 0.28% | 1.52% | 2.50% |
| 2025-09-30 | 11.72% | 0.49% | 0.28% | 1.55% | 2.61% |
| 2025-06-30 | 11.44% | 0.34% | 0.45% | 2.55% | 2.31% |
| 2025-03-31 | 11.35% | 0.13% | 0.18% | 1.00% | 2.16% |
| 2024-12-31 | 11.26% | 0.25% | 0.18% | 1.01% | 2.40% |
| 2024-09-30 | 11.85% | 0.18% | 0.18% | 1.00% | 2.28% |
| 2024-06-30 | 11.42% | 0.15% | 0.19% | 1.06% | 2.22% |
| 2024-03-31 | 11.53% | 0.14% | 0.20% | 1.09% | 2.35% |
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Frequently asked about JARRETTSVILLE FEDERAL SAVINGS AND LOAN ASSOCIATION
What are Jarrettsville Federal Savings and Loan Association's total assets?
As of the Q4 2025 filing, Jarrettsville Federal Savings and Loan Association reported total assets of $164.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Jarrettsville Federal Savings and Loan Association headquartered?
Jarrettsville Federal Savings and Loan Association is headquartered in JARRETTSVILLE, MD, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Jarrettsville Federal Savings and Loan Association founded?
Jarrettsville Federal Savings and Loan Association was established in 1876, per the FDIC institution directory.
Is Jarrettsville Federal Savings and Loan Association FDIC-insured?
Yes. Jarrettsville Federal Savings and Loan Association is an FDIC-insured commercial bank (FDIC Certificate #31083). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Jarrettsville Federal Savings and Loan Association?
Jarrettsville Federal Savings and Loan Association's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Jarrettsville Federal Savings and Loan Association's CET1 capital ratio?
Jarrettsville Federal Savings and Loan Association reported a Common Equity Tier 1 (CET1) capital ratio of 11.67% in its most recent quarterly filing — above regulatory minimums.
How many branches does Jarrettsville Federal Savings and Loan Association operate?
Jarrettsville Federal Savings and Loan Association operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Jarrettsville Federal Savings and Loan Association's Texas Ratio?
Jarrettsville Federal Savings and Loan Association's Texas Ratio is 1.52% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.