CHESAPEAKE BANK & TRUST COMPANY is an FDIC-insured commercial bank headquartered in CHESTERTOWN, MD, established in Dec. 15, 1986, midnight. As of 2025-12-31, the bank reported total assets of $135M and total deposits of $110M. Profitability stands at 1.97% ROA and 20.49% ROE, with a net interest margin of 4.67%. CET1 capital ratio: 14.11%, well above regulatory minimums. NPL ratio: 0.06% · Texas Ratio: 0.43%. Operates 3 domestic branches.
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