RUSHFORD STATE BANK (INCORPORATED)
RUSHFORD STATE BANK (INCORPORATED) is an FDIC-insured commercial bank headquartered in RUSHFORD, MN, established in 1867. As of , the bank reported total assets of $110M and total deposits of $103M. Profitability stands at 0.84% ROA and 12.70% ROE, with a net interest margin of 3.55%. CET1 capital ratio: 12.44%, well above regulatory minimums. NPL ratio: 3.07% · Texas Ratio: 23.74%. Operates 2 domestic branches.
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
Over 70% of deposits sit above the $250K FDIC insurance threshold. This is the depositor-concentration profile that triggered Silicon Valley Bank's March 2023 deposit run.
Rushford State Bank (incorporated) rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 12.44% | 0.84% | 3.07% | 23.74% | 3.55% |
| 2025-09-30 | 11.80% | 1.18% | 2.97% | 24.89% | 3.58% |
| 2025-06-30 | 11.73% | 1.25% | 2.63% | 22.63% | 3.50% |
| 2025-03-31 | 11.72% | 0.95% | 2.07% | 18.48% | 3.33% |
| 2024-12-31 | 11.76% | 2.37% | 2.09% | 19.61% | 3.33% |
| 2024-09-30 | 10.88% | 0.81% | 2.06% | 19.19% | 3.44% |
| 2024-06-30 | 10.32% | 0.60% | 2.17% | 21.51% | 2.94% |
| 2024-03-31 | 10.63% | 0.01% | 2.21% | 21.81% | 2.56% |
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Frequently asked about RUSHFORD STATE BANK (INCORPORATED)
What are Rushford State Bank (incorporated)'s total assets?
As of the Q4 2025 filing, Rushford State Bank (incorporated) reported total assets of $110.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Rushford State Bank (incorporated) headquartered?
Rushford State Bank (incorporated) is headquartered in RUSHFORD, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Rushford State Bank (incorporated) founded?
Rushford State Bank (incorporated) was established in 1867, per the FDIC institution directory.
Is Rushford State Bank (incorporated) FDIC-insured?
Yes. Rushford State Bank (incorporated) is an FDIC-insured commercial bank (FDIC Certificate #11411). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Rushford State Bank (incorporated)?
Rushford State Bank (incorporated)'s primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Rushford State Bank (incorporated)'s CET1 capital ratio?
Rushford State Bank (incorporated) reported a Common Equity Tier 1 (CET1) capital ratio of 12.44% in its most recent quarterly filing — above regulatory minimums.
How many branches does Rushford State Bank (incorporated) operate?
Rushford State Bank (incorporated) operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Rushford State Bank (incorporated)'s Texas Ratio?
Rushford State Bank (incorporated)'s Texas Ratio is 23.74% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.