1st Equity Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks 1st Equity Bank of Skokie, IL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.17% | 1.34% | -0.17% | 43rd below |
| ROAE | 6.85% | 13.32% | -6.47% | 21st bottom |
| Net Interest Margin | 4.05% | 3.93% | +0.12% | 56th above |
| Efficiency Ratio | 70.44% | 61.13% | +9.31% | 27th below |
| PPNR / Avg Assets | 1.17% | 1.68% | -0.51% | 28th below |
| Yield on Earning Assets | 6.33% | 5.67% | +0.66% | 82nd top |
| Cost of Funds | 2.45% | 1.88% | +0.57% | 16th bottom |
| Net Interest Spread | 3.77% | 3.32% | +0.45% | 74th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.51% | 1.28% | +0.23% | 79th top |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.22% | 19.48% | +1.74% | 81st top |
| Tier 1 Ratio | 21.22% | 19.52% | +1.70% | 81st top |
| Total Capital Ratio | 22.48% | 20.60% | +1.88% | 81st top |
| Leverage Ratio | 16.46% | 12.14% | +4.32% | 91st top |
| Equity / Assets | 16.58% | 11.36% | +5.22% | 92nd top |
| TCE / Tangible Assets | 15.94% | 11.08% | +4.86% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 112.14% | 80.66% | +31.48% | 2nd bottom |
| Core Deposit Ratio | 91.53% | 86.85% | +4.68% | 64th above |
| Wholesale Funding Ratio | 15.68% | 5.03% | +10.65% | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.19% | 6.84% | -1.65% | 57th above |
| Loan Growth (Y/Y) | 4.66% | 7.92% | -3.26% | 45th below |
| Deposit Growth (Y/Y) | 1.97% | 6.29% | -4.32% | 35th below |
See 1st Equity Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock 1st Equity Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full 1st Equity Bank profile, how to read a UBPR, or how this data updates.