Banks CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON, OKLAHOMA, THE

CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON, OKLAHOMA, THE

LAWTON, OK Small Est. March 23, 1901, midnight FDIC #4132 RSSD #294751 OCC
Latest · 2025-12-31

CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON, OKLAHOMA, THE is an FDIC-insured commercial bank headquartered in LAWTON, OK, established in March 23, 1901, midnight. As of 2025-12-31, the bank reported total assets of $435M and total deposits of $362M. Profitability stands at 2.36% ROA and 17.55% ROE, with a net interest margin of 4.16%. CET1 capital ratio: 13.35%, well above regulatory minimums. NPL ratio: 0.51% · Texas Ratio: 16.51%.

Assets
$435M
Deposits
$362M
Loans
$303M
Equity
$58M

Profitability

Return on Assets (ROA)2.36%
Return on Equity (ROE)17.55%
Net Interest Margin4.16%
Yield on Assets5.37%
Cost of Funds1.32%

Asset Quality

NPL Ratio0.51%
Net Charge-Off Ratio0.50%
Texas Ratio16.51%
NPA Ratio2.43%
ACL / Loans2.00%

Capital & Liquidity

CET1 Ratio13.35%
Tier 1 Capital13.35%
Total Capital Ratio14.01%
Leverage Ratio13.90%
Loan-to-Deposit83.74%

This is just the summary.

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