BanksCOWBOY BANK OF TEXAS, THE

COWBOY BANK OF TEXAS, THE

MAYPEARL, TXSmallEst. Jan. 1, 1930, midnightFDIC #12298RSSD #370954FDIC
Latest · 2025-12-31

COWBOY BANK OF TEXAS, THE is an FDIC-insured commercial bank headquartered in MAYPEARL, TX, established in Jan. 1, 1930, midnight. As of 2025-12-31, the bank reported total assets of $111M and total deposits of $90M. Profitability stands at 2.40% ROA and 14.37% ROE, with a net interest margin of 5.15%. CET1 capital ratio: 16.70%, well above regulatory minimums. NPL ratio: 0.23% · Texas Ratio: 5.98%. Operates 1 domestic branch.

Assets
$111M
Deposits
$90M
Loans
$67M
Equity
$19M

Profitability

Return on Assets (ROA)2.40%
Return on Equity (ROE)14.37%
Net Interest Margin5.15%
Yield on Assets6.93%
Cost of Funds1.97%

Asset Quality

NPL Ratio0.23%
Net Charge-Off Ratio0.24%
Texas Ratio5.98%
NPA Ratio1.03%
ACL / Loans0.96%

Capital & Liquidity

CET1 Ratio16.70%
Tier 1 Capital16.70%
Total Capital Ratio17.53%
Leverage Ratio17.06%
Loan-to-Deposit74.05%

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