COWBOY BANK OF TEXAS, THE
COWBOY BANK OF TEXAS, THE is an FDIC-insured commercial bank headquartered in MAYPEARL, TX, established in 1930. As of , the bank reported total assets of $111M and total deposits of $90M. Profitability stands at 2.40% ROA and 14.37% ROE, with a net interest margin of 4.96%. CET1 capital ratio: 16.70%, well above regulatory minimums. NPL ratio: 0.23% · Texas Ratio: 5.98%. Operates 1 domestic branch.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
Cowboy Bank of Texas, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 16.70% | 2.40% | 0.23% | 5.98% | 4.96% |
| 2025-09-30 | 16.69% | 3.13% | 0.65% | 9.47% | 5.08% |
| 2025-06-30 | 16.23% | 2.94% | 0.67% | 7.93% | 5.01% |
| 2025-03-31 | 14.54% | 3.12% | 1.57% | 6.36% | 5.11% |
| 2024-12-31 | 15.53% | 1.66% | 0.20% | 0.82% | 5.24% |
| 2024-09-30 | 15.68% | 3.48% | 2.00% | 8.50% | 5.57% |
| 2024-06-30 | 15.66% | 3.15% | 2.09% | 9.01% | 5.21% |
| 2024-03-31 | 14.79% | 3.34% | 0.58% | 2.42% | 5.21% |
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Frequently asked about COWBOY BANK OF TEXAS, THE
What are Cowboy Bank of Texas, the's total assets?
As of the Q4 2025 filing, Cowboy Bank of Texas, the reported total assets of $110.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Cowboy Bank of Texas, the headquartered?
Cowboy Bank of Texas, the is headquartered in MAYPEARL, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Cowboy Bank of Texas, the founded?
Cowboy Bank of Texas, the was established in 1930, per the FDIC institution directory.
Is Cowboy Bank of Texas, the FDIC-insured?
Yes. Cowboy Bank of Texas, the is an FDIC-insured commercial bank (FDIC Certificate #12298). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Cowboy Bank of Texas, the?
Cowboy Bank of Texas, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Cowboy Bank of Texas, the's CET1 capital ratio?
Cowboy Bank of Texas, the reported a Common Equity Tier 1 (CET1) capital ratio of 16.70% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Cowboy Bank of Texas, the operate?
Cowboy Bank of Texas, the operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Cowboy Bank of Texas, the's Texas Ratio?
Cowboy Bank of Texas, the's Texas Ratio is 5.98% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.