Adp Trust Company N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Cet1 capital ratio climbed 200.81 percentage points in Q2 2026, from 442.61% to 643.42%. It was the largest change from Q1 2026 among the key lines here. Against a median of 0.98% for banks in the < $100M asset tier, Adp Trust Company N.A. reported 61.07% on return on assets in Q2 2026, 60.09 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 643.42% |
| Tier 1 risk-based capital ratio | 643.42% |
| Total risk-based capital ratio | 643.42% |
| Tier 1 leverage ratio | 94.43% |
| Equity capital to assets | 88.61% |
| Tangible equity to tangible assets | 88.61% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 61.07% |
| Return on equity | 70.35% |
| Net interest margin | 3.25% |
| Efficiency ratio | 17.13% |
| Yield on earning assets | 3.25% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 72.06% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 939.56% | 939.56% | 939.56% | 98.20% | 47.45% |
| Q4 2023 | 511.45% | 511.45% | 511.45% | 55.93% | 48.33% |
| Q1 2024 | 509.20% | 509.20% | 509.20% | 99.90% | 88.03% |
| Q2 2024 | 807.10% | 807.10% | 807.10% | 96.46% | 59.30% |
| Q3 2024 | 937.91% | 937.91% | 937.91% | 99.28% | 49.41% |
| Q4 2024 | 404.30% | 404.30% | 404.30% | 55.38% | 51.31% |
| Q1 2025 | 448.53% | 448.53% | 448.53% | 98.55% | 90.35% |
| Q2 2025 | 596.59% | 596.59% | 596.59% | 93.98% | 59.53% |
| Q3 2025 | 705.05% | 705.05% | 705.05% | 94.84% | 47.76% |
| Q4 2025 | 366.43% | 366.43% | 366.43% | 54.44% | 52.16% |
| Q1 2026 | 442.61% | 442.61% | 442.61% | 98.94% | 92.56% |
| Q2 2026 | 643.42% | 643.42% | 643.42% | 94.43% | 61.07% |
Adp Trust Company N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Adp Trust Company N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Adp Trust Company N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5397639)