Adrian Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Adrian Bank of Adrian, MO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.85% | 1.25% | +1.60% | 96th top |
| ROAE | 27.50% | 12.22% | +15.28% | 97th top |
| Net Interest Margin | 5.01% | 3.95% | +1.06% | 92nd top |
| Efficiency Ratio | 39.45% | 63.71% | -24.26% | 96th top |
| PPNR / Avg Assets | 3.09% | — | — | 96th top |
| Yield on Earning Assets | 6.45% | 5.67% | +0.78% | 86th top |
| Cost of Funds | 1.61% | 1.87% | -0.26% | 62nd above |
| Net Interest Spread | 4.24% | — | — | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.52% | 0.88% | -0.36% | 45th below |
| NPA / Total Assets | 0.40% | — | — | 44th below |
| NCO / Avg Loans | 0.46% | 0.15% | +0.31% | 7th bottom |
| ACL / Total Loans | 1.46% | — | — | 76th top |
| ACL / NPLs (Coverage) | 279.51% | — | — | 57th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.28% | 5.96% | -2.68% | 46th below |
| Provision / NCO | 81.58% | — | — | 38th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.56% | 11.75% | +0.81% | 70th above |
| Equity / Assets | 11.09% | 10.98% | +0.11% | 61st above |
| TCE / Tangible Assets | 11.09% | — | — | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.33% | 80.44% | -3.11% | 57th above |
| Core Deposit Ratio | 94.66% | 86.95% | +7.71% | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.26% | — | — | 63rd above |
| Loan Growth (Y/Y) | 6.83% | — | — | 58th above |
| Deposit Growth (Y/Y) | 4.99% | — | — | 57th above |
See Adrian Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Adrian Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Adrian Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Adrian Bank peer analysis.