Albany Bank & Trust Co., N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Albany Bank & Trust Co., N.A. of Chicago, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.81% | 1.34% | -0.53% | 23rd bottom |
| ROAE | 4.74% | 13.32% | -8.58% | 13th bottom |
| Net Interest Margin | 3.35% | 3.93% | -0.58% | 22nd bottom |
| Efficiency Ratio | 56.86% | 61.14% | -4.28% | 64th above |
| PPNR / Avg Assets | 1.46% | 1.68% | -0.22% | 42nd below |
| Yield on Earning Assets | 5.01% | 5.67% | -0.66% | 24th bottom |
| Cost of Funds | 1.99% | 1.88% | +0.11% | 38th below |
| Net Interest Spread | 2.43% | 3.32% | -0.89% | 11th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.13% | 0.94% | +0.19% | 25th below |
| NPA / Total Assets | 0.85% | 0.70% | +0.15% | 24th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.91% | 1.28% | -0.37% | 18th bottom |
| ACL / NPLs (Coverage) | 81.08% | 1539.79% | -1458.71% | 21st bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.81% | 7.33% | -2.52% | 43rd below |
| Provision / NCO | 44.78% | 1396.93% | -1352.15% | 27th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.98% | 12.14% | +4.84% | 93rd top |
| Equity / Assets | 17.23% | 11.37% | +5.86% | 93rd top |
| TCE / Tangible Assets | 17.10% | 11.09% | +6.01% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.76% | 80.63% | +12.13% | 23rd bottom |
| Core Deposit Ratio | 77.63% | 86.87% | -9.24% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.42% | 6.86% | -5.44% | 29th below |
| Loan Growth (Y/Y) | -4.07% | 7.91% | -11.98% | 9th bottom |
| Deposit Growth (Y/Y) | 1.06% | 6.29% | -5.23% | 29th below |
See Albany Bank & Trust Co., N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Albany Bank & Trust Co., N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Albany Bank & Trust Co., N.A. profile, how to read a UBPR, or how this data updates.