Ally Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Ally Bank of Sandy, UT against its peer group of 15 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 1.64% | -0.35% | 62nd above |
| ROAE Behind the peer average, ahead of the median peer. | 15.68% | 17.13% | -1.45% | 69th above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 4.12% | 4.39% | -0.27% | 77th top |
| Efficiency Ratio | 48.00% | 54.91% | -6.91% | 77th top |
| PPNR / Avg Assets | 2.59% | — | — | 77th top |
| Yield on Earning Assets | 7.16% | 6.69% | +0.47% | 85th top |
| Cost of Funds | 3.18% | 2.47% | +0.71% | 23rd bottom |
| Net Interest Spread | 4.01% | — | — | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.85% | 1.06% | -0.21% | 69th above |
| NPA / Total Assets | 0.65% | — | — | 38th below |
| NCO / Avg Loans | 1.12% | 1.10% | +0.02% | 23rd bottom |
| ACL / Total Loans | 2.49% | — | — | 69th above |
| ACL / NPLs (Coverage) | 291.61% | — | — | 77th top |
| Texas Ratio | 6.43% | 5.56% | +0.87% | 31st below |
| Provision / NCO | 108.88% | — | — | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 12.30% | 13.51% | -1.21% | 54th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 12.30% | 13.63% | -1.33% | 54th above |
| Total Capital Ratio | 13.57% | — | — | 31st below |
| Leverage Ratio | 9.60% | 9.53% | +0.07% | 62nd above |
| Equity / Assets | 8.26% | 9.97% | -1.71% | 23rd bottom |
| TCE / Tangible Assets | 8.25% | — | — | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.87% | 77.94% | +13.93% | 15th bottom |
| Core Deposit Ratio | 90.60% | 84.57% | +6.03% | 54th above |
| Uninsured Deposit Ratio | 10.37% | 34.62% | -24.25% | 92nd top |
| Wholesale Funding Ratio | 7.11% | — | — | 31st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.69% | — | — | 77th top |
| Loan Growth (Y/Y) | 8.02% | — | — | 85th top |
| Deposit Growth (Y/Y) | 3.51% | — | — | 46th below |
See Ally Bank's peers by name
The 15 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Ally Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Ally Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Ally Bank peer analysis.