Altoona First Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 35.6% lower than in Q1 2026, at $15.0M. Within Pennsylvania, Altoona First Savings Bank is 89th of 109 on loan-to-deposit ratio, 74.16% as of Q2 2026, below the middle of the field. Altoona First Savings Bank reported 74.16% on loan-to-deposit ratio for Q2 2026, 6.68 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $106.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.16% |
| Net loans and leases to deposits | 73.26% |
| Loans and leases to core deposits | 78.78% |
| Core deposits to total deposits | 94.13% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 68.70% | 95.36% | $0 | $0 |
| Q4 2023 | 68.99% | 94.62% | $0 | $0 |
| Q1 2024 | 68.87% | 94.40% | $0 | $0 |
| Q2 2024 | 70.40% | 95.19% | $0 | $0 |
| Q3 2024 | 69.26% | 95.20% | $0 | $0 |
| Q4 2024 | 68.51% | 94.34% | $0 | $0 |
| Q1 2025 | 66.46% | 94.31% | $0 | $0 |
| Q2 2025 | 69.05% | 94.29% | $0 | $0 |
| Q3 2025 | 71.08% | 94.51% | $0 | $0 |
| Q4 2025 | 71.16% | 93.76% | $0 | $0 |
| Q1 2026 | 70.70% | 93.80% | $0 | $0 |
| Q2 2026 | 74.16% | 94.13% | $0 | $0 |
Altoona First Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Altoona First Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Altoona First Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27711) · FFIEC NIC profile (RSSD 777870)