Amerant Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Amerant Bank, N.A. of Coral Gables, FL against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.93% | 1.35% | -0.42% | 19th bottom |
| ROAE | 9.52% | 12.29% | -2.77% | 32nd below |
| Net Interest Margin | 3.53% | 3.68% | -0.15% | 46th below |
| Efficiency Ratio | 65.87% | 53.78% | +12.09% | 16th bottom |
| PPNR / Avg Assets | 1.37% | 1.96% | -0.59% | 22nd bottom |
| Yield on Earning Assets | 5.70% | 5.57% | +0.13% | 73rd above |
| Cost of Funds | 2.32% | 1.99% | +0.33% | 31st below |
| Net Interest Spread | 2.86% | 2.98% | -0.12% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.46% | 1.05% | +1.41% | 5th bottom |
| NPA / Total Assets | 1.79% | 0.76% | +1.03% | 4th bottom |
| NCO / Avg Loans | 0.08% | 0.36% | -0.28% | 67th above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.37% | -0.12% | 62nd above |
| ACL / NPLs (Coverage) | 50.64% | 210.36% | -159.72% | 8th bottom |
| Texas Ratio | 17.75% | 10.22% | +7.53% | 7th bottom |
| Provision / NCO | 144.73% | 107.31% | +37.42% | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.91% | 14.75% | -1.84% | 49th below |
| Tier 1 Ratio | 12.91% | 14.87% | -1.96% | 48th below |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.15% | 16.09% | -1.94% | 51st above |
| Leverage Ratio | 9.88% | 10.27% | -0.39% | 40th below |
| Equity / Assets | 9.60% | 11.55% | -1.95% | 22nd bottom |
| TCE / Tangible Assets | 9.42% | 9.48% | -0.06% | 45th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.12% | 83.89% | -1.77% | 67th above |
| Core Deposit Ratio | 86.02% | 86.77% | -0.75% | 31st below |
| Uninsured Deposit Ratio | 46.73% | 38.92% | +7.81% | 26th below |
| Wholesale Funding Ratio | 6.84% | 5.65% | +1.19% | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.37% | 10.11% | -10.48% | 14th bottom |
| Loan Growth (Y/Y) | -4.50% | 10.16% | -14.66% | 6th bottom |
| Deposit Growth (Y/Y) | 0.51% | 9.97% | -9.46% | 21st bottom |
See Amerant Bank, N.A.'s peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Amerant Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Amerant Bank, N.A. profile, how to read a UBPR, or how this data updates.