American Business Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks American Business Bank of Los Angeles, CA against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.46% | +0.01% | 64th above |
| ROAE | 15.14% | 12.69% | +2.45% | 72nd above |
| Net Interest Margin | 3.94% | 3.85% | +0.09% | 64th above |
| Efficiency Ratio | 46.91% | 57.42% | -10.51% | 83rd top |
| PPNR / Avg Assets | 2.14% | 1.88% | +0.26% | 75th top |
| Yield on Earning Assets | 4.82% | 5.72% | -0.90% | 14th bottom |
| Cost of Funds | 0.97% | 2.02% | -1.05% | 95th top |
| Net Interest Spread | 3.04% | 3.18% | -0.14% | 48th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.44% | 1.00% | -0.56% | 63rd above |
| NPA / Total Assets | 0.31% | 0.76% | -0.45% | 64th above |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 64th above |
| ACL / Total Loans | 1.11% | 1.31% | -0.20% | 44th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 255.27% | 564.90% | -309.63% | 64th above |
| Texas Ratio | 2.89% | 7.40% | -4.51% | 66th above |
| Provision / NCO | 2462.96% | 614.81% | +1848.15% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.35% | 17.35% | -5.00% | 31st below |
| Tier 1 Ratio | 12.35% | 17.38% | -5.03% | 30th below |
| Total Capital Ratio | 13.24% | 18.43% | -5.19% | 27th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.01% | 11.44% | -0.43% | 61st above |
| Equity / Assets | 9.89% | 11.34% | -1.45% | 41st below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.88% | 10.50% | -0.62% | 53rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.34% | 86.97% | -7.63% | 72nd above |
| Core Deposit Ratio | 97.29% | 85.53% | +11.76% | 95th top |
| Uninsured Deposit Ratio | 75.74% | 33.05% | +42.69% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.77% | 9.69% | -6.92% | 33rd below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.94% | 8.06% | -0.12% | 63rd above |
| Deposit Growth (Y/Y) | 1.70% | 7.89% | -6.19% | 28th below |
See American Business Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock American Business Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full American Business Bank profile, how to read a UBPR, or how this data updates.