American Savings Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 1.18 percentage points in Q2 2026, from 74.63% to 75.81%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, American Savings Bank, N.A. ranks 3rd highest among the 6 banks headquartered in Hawaii, at 75.81% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. American Savings Bank, N.A. sits 12.39 points lower, at 75.81% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $228.9M |
| Cash and noninterest-bearing balances to assets | 2.53% |
| Cash and securities | $2.17B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.81% |
| Net loans and leases to deposits | 75.06% |
| Loans and leases to core deposits | 77.42% |
| Core deposits to total deposits | 97.91% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.87% | 92.65% | $0 | $750.0M |
| Q4 2023 | 75.57% | 94.01% | $0 | $750.0M |
| Q1 2024 | 76.03% | 95.48% | $0 | $593.0M |
| Q2 2024 | 74.70% | 95.29% | $0 | $520.0M |
| Q3 2024 | 75.09% | 95.28% | $0 | $520.0M |
| Q4 2024 | 75.78% | 96.39% | $0 | $520.0M |
| Q1 2025 | 73.71% | 96.52% | $0 | $200.0M |
| Q2 2025 | 75.72% | 97.60% | $0 | $0 |
| Q3 2025 | 76.18% | 97.48% | $0 | $0 |
| Q4 2025 | 74.42% | 97.71% | $0 | $0 |
| Q1 2026 | 74.63% | 97.86% | $0 | $0 |
| Q2 2026 | 75.81% | 97.91% | $0 | $0 |
American Savings Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock American Savings Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full American Savings Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32526) · FFIEC NIC profile (RSSD 54973)