Amory First Savings and Loan Bank, SSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 34.9% in Q2 2026, from $5.5M to $7.4M. It was the largest change from Q1 2026 among the key lines here. Among 57 Mississippi banks, Amory First Savings and Loan Bank, SSB sits 5th from the top on loan-to-deposit ratio, 91.45% as of Q2 2026. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Amory First Savings and Loan Bank, SSB sits 23.82 points higher, at 91.45% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $15.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.45% |
| Net loans and leases to deposits | 90.53% |
| Loans and leases to core deposits | 111.09% |
| Core deposits to total deposits | 82.32% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.65% | 84.76% | $0 | $0 |
| Q4 2023 | 73.69% | 83.46% | $0 | $1.2M |
| Q1 2024 | 73.66% | 82.64% | $0 | $1.2M |
| Q2 2024 | 78.36% | 83.35% | $0 | $1.1M |
| Q3 2024 | 80.81% | 84.03% | $0 | $1.1M |
| Q4 2024 | 81.12% | 82.61% | $0 | $0 |
| Q1 2025 | 85.80% | 81.50% | $0 | $0 |
| Q2 2025 | 91.98% | 83.18% | $600K | $0 |
| Q3 2025 | 90.82% | 81.88% | $0 | $0 |
| Q4 2025 | 92.48% | 83.44% | $0 | $0 |
| Q1 2026 | 92.97% | 83.63% | $0 | $0 |
| Q2 2026 | 91.45% | 82.32% | $0 | $0 |
Amory First Savings and Loan Bank, SSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Amory First Savings and Loan Bank, SSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Amory First Savings and Loan Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28949) · FFIEC NIC profile (RSSD 715975)