Apex Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Apex Bank of Camden, TN against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.98% | 1.34% | +0.64% | 86th top |
| ROAE | 13.29% | 12.40% | +0.89% | 56th above |
| Net Interest Margin | 4.95% | 3.83% | +1.12% | 94th top |
| Efficiency Ratio | 41.57% | 57.84% | -16.27% | 90th top |
| PPNR / Avg Assets | 2.73% | — | — | 91st top |
| Yield on Earning Assets | 7.26% | 5.71% | +1.55% | 96th top |
| Cost of Funds | 2.64% | 2.02% | +0.62% | 16th bottom |
| Net Interest Spread | 4.28% | — | — | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.31% | 1.00% | +0.31% | 24th bottom |
| NPA / Total Assets | 1.42% | — | — | 14th bottom |
| NCO / Avg Loans | 0.02% | 0.43% | -0.41% | 52nd above |
| ACL / Total Loans | 1.02% | — | — | 33rd below |
| ACL / NPLs (Coverage) | 78.29% | — | — | 20th bottom |
| Texas Ratio | 15.74% | 5.47% | +10.27% | 5th bottom |
| Provision / NCO | 630.95% | — | — | 79th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 23.20% | 14.99% | +8.21% | 94th top |
| Tier 1 Ratio | 23.20% | 15.02% | +8.18% | 94th top |
| Total Capital Ratio | 24.46% | — | — | 94th top |
| Leverage Ratio | 14.46% | 11.11% | +3.35% | 91st top |
| Equity / Assets | 15.02% | 11.02% | +4.00% | 93rd top |
| TCE / Tangible Assets | 14.38% | — | — | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.63% | 86.99% | +18.64% | 8th bottom |
| Core Deposit Ratio | 55.07% | 85.57% | -30.50% | 2nd bottom |
| Uninsured Deposit Ratio | 26.10% | 33.19% | -7.09% | 68th above |
| Wholesale Funding Ratio | 6.08% | — | — | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.08% | — | — | 75th top |
| Loan Growth (Y/Y) | 3.37% | — | — | 36th below |
| Deposit Growth (Y/Y) | 16.37% | — | — | 87th top |
See Apex Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Apex Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Apex Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Apex Bank peer analysis.