Apex Banking Company of Georgia: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Apex Banking Company of Georgia of Cleveland, GA against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.59% | 3.13% | -2.54% | 30th below |
| ROAE | 7.36% | 10.31% | -2.95% | 44th below |
| Net Interest Margin | 4.98% | 3.94% | +1.04% | 87th top |
| Efficiency Ratio | 83.31% | 76.30% | +7.01% | 26th below |
| PPNR / Avg Assets | 0.87% | 1.40% | -0.53% | 33rd below |
| Yield on Earning Assets | 6.00% | 5.35% | +0.65% | 76th top |
| Cost of Funds | 1.09% | 1.70% | -0.61% | 74th above |
| Net Interest Spread | 4.58% | 3.32% | +1.26% | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 1.34% | -1.31% | 64th above |
| NPA / Total Assets | 0.02% | 0.71% | -0.69% | 60th above |
| NCO / Avg Loans | -0.01% | 0.10% | -0.11% | 80th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.49% | -0.24% | 50th above |
| ACL / NPLs (Coverage) | 4035.71% | 855.72% | +3179.99% | — |
| Texas Ratio | 0.23% | 8.28% | -8.05% | 65th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.70% | 17.66% | -7.96% | 15th bottom |
| Equity / Assets | 8.06% | 16.46% | -8.40% | 10th bottom |
| TCE / Tangible Assets | 8.06% | 16.21% | -8.15% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 68.17% | 72.84% | -4.67% | 48th below |
| Core Deposit Ratio | 94.06% | 88.26% | +5.80% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.06% | 4.25% | +4.81% | 81st top |
| Loan Growth (Y/Y) | 27.88% | 6.71% | +21.17% | 94th top |
| Deposit Growth (Y/Y) | 8.74% | 3.71% | +5.03% | 80th top |
See Apex Banking Company of Georgia's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Apex Banking Company of Georgia, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Apex Banking Company of Georgia profile, how to read a UBPR, or how this data updates.