Argentine Federal Savings: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Construction concentration (Tier 1 capital + allowance): 7.46 percentage points higher than in Q1 2026, at 60.61%. Within Kansas, Argentine Federal Savings is 52nd of 182 on loan-to-deposit ratio, 85.75% as of Q2 2026, above the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Argentine Federal Savings sits 18.12 points higher, at 85.75% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $48.0M |
| Net loans and leases | $47.6M |
| Loans held for sale | $0 |
| Loans to total assets | 68.21% |
| Loan-to-deposit ratio | 85.75% |
| Net loans to equity capital | 5.81% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 2.69% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 0.00% |
| Consumer | 0.35% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 66.64% |
| Construction concentration (Tier 1 capital + allowance) | 60.61% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.55% |
| Interest income on loans | $782K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $35.6M | $49.1M | 1.14% | 0.00% | 0.34% |
| Q4 2023 | $35.9M | $48.0M | 1.11% | 0.00% | 0.32% |
| Q1 2024 | $37.0M | $47.7M | 1.03% | 0.00% | 0.33% |
| Q2 2024 | $38.1M | $48.8M | 2.81% | 0.00% | 0.23% |
| Q3 2024 | $38.8M | $53.9M | 2.71% | 0.00% | 0.24% |
| Q4 2024 | $43.4M | $50.8M | 2.86% | 0.00% | 0.21% |
| Q1 2025 | $43.9M | $50.3M | 2.79% | 0.00% | 0.28% |
| Q2 2025 | $44.8M | $53.8M | 2.96% | 0.00% | 0.29% |
| Q3 2025 | $45.9M | $51.3M | 3.17% | 0.00% | 0.39% |
| Q4 2025 | $48.7M | $51.3M | 2.94% | 0.00% | 0.36% |
| Q1 2026 | $47.9M | $55.3M | 2.74% | 0.00% | 0.37% |
| Q2 2026 | $48.0M | $56.0M | 2.69% | 0.00% | 0.35% |
Argentine Federal Savings loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Argentine Federal Savings, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Argentine Federal Savings profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28507) · FFIEC NIC profile (RSSD 120476)