Associated Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Associated Bank, N.A. of Green Bay, WI against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.99% | 1.35% | -0.36% | 24th bottom |
| ROAE | 9.95% | 12.32% | -2.37% | 38th below |
| Net Interest Margin | 3.15% | 3.68% | -0.53% | 24th bottom |
| Efficiency Ratio | 58.22% | 53.75% | +4.47% | 30th below |
| PPNR / Avg Assets | 1.40% | 1.96% | -0.56% | 23rd bottom |
| Yield on Earning Assets | 5.30% | 5.57% | -0.27% | 45th below |
| Cost of Funds | 2.02% | 1.99% | +0.03% | 41st below |
| Net Interest Spread | 2.52% | 2.98% | -0.46% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.43% | 1.06% | -0.63% | 83rd top |
| NPA / Total Assets | 0.37% | 0.76% | -0.39% | 72nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.26% | 0.36% | -0.10% | 26th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.37% | -0.16% | 56th above |
| ACL / NPLs (Coverage) | 284.06% | 208.96% | +75.10% | 84th top |
| Texas Ratio | 4.27% | 10.32% | -6.05% | 72nd above |
| Provision / NCO | 92.59% | 107.62% | -15.03% | 39th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.23% | 14.81% | -4.58% | 0th bottom |
| Tier 1 Ratio | 10.23% | 14.92% | -4.69% | 0th bottom |
| Total Capital Ratio | 11.98% | 16.13% | -4.15% | 4th bottom |
| Leverage Ratio | 8.40% | 10.29% | -1.89% | 10th bottom |
| Equity / Assets | 10.35% | 11.56% | -1.21% | 34th below |
| TCE / Tangible Assets | 8.12% | 9.50% | -1.38% | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.17% | 83.79% | +7.38% | 29th below |
| Core Deposit Ratio | 84.98% | 86.79% | -1.81% | 28th below |
| Uninsured Deposit Ratio | 48.97% | 38.81% | +10.16% | 20th bottom |
| Wholesale Funding Ratio | 11.11% | 5.57% | +5.54% | 11th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 17.81% | 9.99% | +7.82% | 82nd top |
| Loan Growth (Y/Y) | 19.09% | 10.00% | +9.09% | 83rd top |
| Deposit Growth (Y/Y) | 17.31% | 9.85% | +7.46% | 82nd top |
See Associated Bank, N.A.'s peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Associated Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Associated Bank, N.A. profile, how to read a UBPR, or how this data updates.