The Atlanta National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Atlanta National Bank of Atlanta, IL against its peer group of 536 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.72% | 0.82% | -0.10% | 22nd bottom |
| ROAE Ahead of the peer average, behind the median peer. | 6.96% | 4.81% | +2.15% | 28th below |
| Net Interest Margin | 3.58% | 3.95% | -0.37% | 34th below |
| Efficiency Ratio | 77.27% | 75.77% | +1.50% | 31st below |
| PPNR / Avg Assets | 0.75% | — | — | 19th bottom |
| Yield on Earning Assets | 4.69% | 5.44% | -0.75% | 28th below |
| Cost of Funds | 1.01% | 1.71% | -0.70% | 66th above |
| Net Interest Spread | 3.13% | — | — | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.07% | 1.40% | -1.33% | 41st below |
| NPA / Total Assets | 0.03% | — | — | 50th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.11% | -0.05% | 16th bottom |
| ACL / Total Loans | 0.72% | — | — | 22nd bottom |
| ACL / NPLs (Coverage) | 1040.00% | — | — | — |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.30% | 8.94% | -2.64% | 9th bottom |
| Provision / NCO | 104.55% | — | — | 56th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.40% | 24.84% | -4.44% | 20th bottom |
| Tier 1 Ratio | 20.40% | 24.84% | -4.44% | 20th bottom |
| Total Capital Ratio | 20.95% | — | — | 10th bottom |
| Leverage Ratio | 11.75% | 14.21% | -2.46% | 38th below |
| Equity / Assets | 10.30% | 13.16% | -2.86% | 31st below |
| TCE / Tangible Assets | 10.30% | — | — | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.39% | 69.13% | -17.74% | 66th above |
| Core Deposit Ratio | 91.51% | 88.78% | +2.73% | 62nd above |
| Wholesale Funding Ratio | 3.98% | — | — | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.63% | — | — | 81st top |
| Loan Growth (Y/Y) | 8.74% | — | — | 78th top |
| Deposit Growth (Y/Y) | 8.12% | — | — | 84th top |
See The Atlanta National Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Atlanta National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Atlanta National Bank profile, how to read a UBPR, or how this data updates.