Atlantic Community Bankers Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Atlantic Community Bankers Bank of Camp Hill, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.95% | 1.34% | -0.39% | 30th below |
| ROAE | 6.10% | 13.32% | -7.22% | 18th bottom |
| Net Interest Margin | 2.91% | 3.93% | -1.02% | 8th bottom |
| Efficiency Ratio | 72.03% | 61.13% | +10.90% | 24th bottom |
| PPNR / Avg Assets | 1.34% | 1.68% | -0.34% | 36th below |
| Yield on Earning Assets | 5.18% | 5.67% | -0.49% | 30th below |
| Cost of Funds | 2.69% | 1.88% | +0.81% | 11th bottom |
| Net Interest Spread | 1.06% | 3.33% | -2.27% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.41% | 0.94% | +0.47% | 20th bottom |
| NPA / Total Assets | 0.88% | 0.70% | +0.18% | 23rd bottom |
| NCO / Avg Loans | -0.02% | 0.16% | -0.18% | 90th top |
| ACL / Total Loans | 1.62% | 1.28% | +0.34% | 84th top |
| ACL / NPLs (Coverage) | 114.68% | 1540.10% | -1425.42% | 32nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.22% | 7.33% | -2.11% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.38% | 19.50% | +0.88% | 78th top |
| Tier 1 Ratio | 20.38% | 19.53% | +0.85% | 78th top |
| Total Capital Ratio | 21.70% | 20.62% | +1.08% | 79th top |
| Leverage Ratio | 15.76% | 12.14% | +3.62% | 89th top |
| Equity / Assets | 16.23% | 11.37% | +4.86% | 92nd top |
| TCE / Tangible Assets | 15.94% | 11.09% | +4.85% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.04% | 80.62% | +23.42% | 7th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.95% | 86.86% | +2.09% | 49th below |
| Wholesale Funding Ratio | 22.00% | 5.01% | +16.99% | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.57% | 6.86% | -7.43% | 16th bottom |
| Loan Growth (Y/Y) | 3.31% | 7.91% | -4.60% | 38th below |
| Deposit Growth (Y/Y) | 0.45% | 6.29% | -5.84% | 26th below |
See Atlantic Community Bankers Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Atlantic Community Bankers Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Atlantic Community Bankers Bank profile, how to read a UBPR, or how this data updates.