b1BANK: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks b1BANK of Baton Rouge, LA against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.20% | 1.34% | -0.14% | 43rd below |
| ROAE | 10.07% | 12.34% | -2.27% | 31st below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.81% | 3.83% | -0.02% | 57th above |
| Efficiency Ratio | 60.44% | 58.97% | +1.47% | 42nd below |
| PPNR / Avg Assets | 1.60% | — | — | 40th below |
| Yield on Earning Assets | 5.99% | 5.71% | +0.28% | 76th top |
| Cost of Funds | 2.36% | 2.02% | +0.34% | 26th below |
| Net Interest Spread | 3.00% | — | — | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.26% | 0.87% | +0.39% | 21st bottom |
| NPA / Total Assets | 1.23% | — | — | 15th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.17% | 0.43% | -0.26% | 20th bottom |
| ACL / Total Loans | 0.94% | — | — | 22nd bottom |
| ACL / NPLs (Coverage) | 74.24% | — | — | 13th bottom |
| Texas Ratio | 10.66% | 5.48% | +5.18% | 15th bottom |
| Provision / NCO | 68.30% | — | — | 25th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.33% | 14.99% | -2.66% | 29th below |
| Tier 1 Ratio | 12.33% | 15.02% | -2.69% | 29th below |
| Total Capital Ratio | 13.20% | — | — | 25th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.91% | 11.11% | -0.20% | 58th above |
| Equity / Assets | 12.20% | 11.02% | +1.18% | 77th top |
| TCE / Tangible Assets | 10.56% | — | — | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.62% | 86.99% | +4.63% | 39th below |
| Core Deposit Ratio | 88.54% | 85.57% | +2.97% | 51st above |
| Uninsured Deposit Ratio | 46.68% | 33.19% | +13.49% | 14th bottom |
| Wholesale Funding Ratio | 5.25% | — | — | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.97% | — | — | 81st top |
| Loan Growth (Y/Y) | 10.15% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 13.02% | — | — | 82nd top |
See b1BANK's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock b1BANK, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full b1BANK profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the b1BANK peer analysis.