Badger Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Badger Bank of Fort Atkinson, WI against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.46% | 1.25% | +0.21% | 60th above |
| ROAE | 13.39% | 13.17% | +0.22% | 55th above |
| Net Interest Margin | 4.04% | 3.95% | +0.09% | 55th above |
| Efficiency Ratio | 59.78% | 61.50% | -1.72% | 54th above |
| PPNR / Avg Assets | 1.84% | — | — | 64th above |
| Yield on Earning Assets | 5.37% | 5.67% | -0.30% | 38th below |
| Cost of Funds | 1.46% | 1.87% | -0.41% | 72nd above |
| Net Interest Spread | 3.53% | — | — | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.93% | -0.86% | 76th top |
| NPA / Total Assets | 0.05% | — | — | 77th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.07% | — | — | 35th below |
| ACL / NPLs (Coverage) | 1449.04% | — | — | — |
| Texas Ratio | 0.43% | 6.06% | -5.63% | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.40% | 11.75% | +0.65% | 68th above |
| Equity / Assets | 11.12% | 10.98% | +0.14% | 61st above |
| TCE / Tangible Assets | 10.91% | — | — | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.33% | 80.44% | +4.89% | 40th below |
| Core Deposit Ratio | 92.37% | 86.95% | +5.42% | 70th above |
| Wholesale Funding Ratio | 8.01% | — | — | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.47% | — | — | 50th above |
| Loan Growth (Y/Y) | 5.82% | — | — | 52nd above |
| Deposit Growth (Y/Y) | -0.80% | — | — | 19th bottom |
See Badger Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Badger Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Badger Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Badger Bank peer analysis.