BancFirst: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BancFirst of Oklahoma City, OK against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.81% | 1.34% | +0.47% | 83rd top |
| ROAE | 16.43% | 12.25% | +4.18% | 83rd top |
| Net Interest Margin | 3.79% | 3.68% | +0.11% | 62nd above |
| Efficiency Ratio | 48.60% | 53.86% | -5.26% | 68th above |
| PPNR / Avg Assets | 2.45% | — | — | 83rd top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.57% | 5.58% | -0.01% | 65th above |
| Cost of Funds | 1.89% | 1.99% | -0.10% | 52nd above |
| Net Interest Spread | 2.80% | — | — | 43rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.20% | 1.05% | +0.15% | 24th bottom |
| NPA / Total Assets | 0.83% | — | — | 33rd below |
| NCO / Avg Loans | 0.13% | 0.36% | -0.23% | 50th above |
| ACL / Total Loans | 1.27% | — | — | 66th above |
| ACL / NPLs (Coverage) | 105.17% | — | — | 34th below |
| Texas Ratio | 6.61% | 5.43% | +1.18% | 25th below |
| Provision / NCO | 164.37% | — | — | 81st top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 17.11% | 14.50% | +2.61% | 88th top |
| Tier 1 Ratio | 17.37% | 14.60% | +2.77% | 88th top |
| Total Capital Ratio | 18.56% | — | — | 88th top |
| Leverage Ratio | 10.63% | 10.26% | +0.37% | 60th above |
| Equity / Assets | 11.22% | 11.55% | -0.33% | 44th below |
| TCE / Tangible Assets | 10.44% | — | — | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.65% | 83.97% | -19.32% | 91st top |
| Core Deposit Ratio | 95.53% | 86.78% | +8.75% | 79th top |
| Uninsured Deposit Ratio | 27.08% | 38.93% | -11.85% | 79th top |
| Wholesale Funding Ratio | 0.05% | — | — | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.01% | — | — | 63rd above |
| Loan Growth (Y/Y) | 7.08% | — | — | 55th above |
| Deposit Growth (Y/Y) | 7.44% | — | — | 57th above |
See BancFirst's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BancFirst, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BancFirst profile, how to read a UBPR, or how this data updates.